:root{--navy:#14213D;--blue:#274C77;--blue-d:#14213D;--amber:#D64045;--amber-d:#9F252B;
--bg:#FAF8F3;--card:#FFFFFF;--txt:#25324A;--mut:#647084;--line:#E8E3DA;--green:#287A62;--red:#D64045;
--red-soft:#FFF0F0;--navy-soft:#EEF2F7;--shadow:0 14px 42px rgba(20,33,61,.08)}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
background:var(--bg);color:var(--txt);line-height:1.65;font-size:16.5px}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%}
.container{max-width:1080px;margin:0 auto;padding:0 20px}
.narrow{max-width:780px}
.topbar{background:#F1EEE7;color:var(--mut);font-size:13px;padding:7px 0;text-align:center;border-bottom:1px solid var(--line)}
.topbar strong{color:var(--navy)}
header.site{background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50;backdrop-filter:blur(12px)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:inline-flex;align-items:center;color:var(--navy);text-decoration:none}
.logo img{width:172px;height:auto;display:block}
.footer-logo{background:#fff;border-radius:10px;padding:7px 10px;width:max-content}
.footer-logo img{width:150px}
.nav ul{display:flex;gap:26px;list-style:none;align-items:center}
.nav ul a{color:var(--txt);font-weight:500;font-size:15px}
.nav .cta{background:var(--red);color:#fff;padding:10px 18px;border-radius:9px;font-weight:700;box-shadow:0 7px 18px rgba(214,64,69,.2)}
.nav .cta:hover{background:var(--amber-d);text-decoration:none}
.burger{display:none;background:none;border:none;font-size:26px;color:var(--navy);cursor:pointer}
@media(max-width:820px){.nav ul{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;
flex-direction:column;padding:18px;border-bottom:1px solid var(--line);gap:16px}
.nav ul.open{display:flex}.burger{display:block}}
.hero{background:radial-gradient(circle at 82% 18%,rgba(214,64,69,.08),transparent 28%),linear-gradient(145deg,#fff 0%,#F7F3EB 100%);color:var(--txt);padding:78px 0 68px;text-align:center;border-bottom:1px solid var(--line)}
.hero h1{font-size:clamp(30px,5vw,46px);font-weight:800;letter-spacing:-1px;line-height:1.15;max-width:820px;margin:0 auto 18px}
.hero h1{color:var(--navy)}
.hero p.sub{font-size:19px;color:var(--mut);max-width:680px;margin:0 auto 30px}
.btnrow{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.btn{display:inline-block;padding:14px 28px;border-radius:10px;font-weight:700;font-size:16px}
.btn-a{background:var(--red);color:#fff;box-shadow:0 9px 24px rgba(214,64,69,.22)}.btn-a:hover{background:var(--amber-d);text-decoration:none}
.btn-b{background:#fff;color:var(--navy);border:1px solid #CFD6E0}
.btn-b:hover{background:var(--navy-soft);text-decoration:none}
.btn-blue{background:var(--red);color:#fff}.btn-blue:hover{background:var(--amber-d);text-decoration:none}
.count{display:flex;gap:14px;justify-content:center;margin:34px 0 8px;flex-wrap:wrap}
.count .unit{background:#fff;border:1px solid #E8C9CB;border-radius:12px;color:var(--red);
padding:14px 18px;min-width:86px}
.count .n{font-size:32px;font-weight:800;display:block}
.count .l{font-size:12px;text-transform:uppercase;letter-spacing:1px;color:var(--mut)}
.hero .until{font-size:13px;color:var(--mut)}
.trust{background:#fff;border-bottom:1px solid var(--line);padding:14px 0;text-align:center;
font-size:13.5px;color:var(--mut)}
.trust strong{color:var(--txt)}
section.block{padding:64px 0}
h1.sec,h2.sec{font-size:30px;font-weight:800;color:var(--navy);letter-spacing:-.5px;margin-bottom:10px;text-align:center}
p.secsub{text-align:center;color:var(--mut);max-width:620px;margin:0 auto 40px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
@media(max-width:820px){.grid2,.grid3,.grid4{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:26px;
transition:box-shadow .2s, transform .2s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.card h3{font-size:18px;color:var(--navy);margin-bottom:8px}
.card p{font-size:14.5px;color:var(--mut)}
.card .tag{display:inline-block;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1px;
padding:3px 10px;border-radius:20px;margin-bottom:12px}
.tag-red{background:#fee2e2;color:var(--red)}.tag-blue{background:#dbeafe;color:var(--blue)}
.tag-green{background:#d1fae5;color:var(--green)}.tag-amber{background:#fef3c7;color:var(--amber-d)}
.card a.more{font-size:14px;font-weight:600}
.crumb{font-size:13px;color:var(--mut);margin:26px 0 6px}
article.post{background:#fff;border:1px solid var(--line);border-radius:16px;padding:46px 52px;margin:10px 0 40px}
@media(max-width:700px){article.post{padding:28px 20px}}
article.post h1{font-size:clamp(26px,4vw,36px);color:var(--navy);letter-spacing:-.8px;line-height:1.2;margin-bottom:14px}
.postmeta{display:flex;gap:14px;align-items:center;font-size:13.5px;color:var(--mut);
border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:26px;flex-wrap:wrap}
.badge-ver{background:#d1fae5;color:var(--green);font-weight:700;padding:3px 10px;border-radius:20px;font-size:12px}
article.post h2{font-size:23px;color:var(--navy);margin:36px 0 12px;letter-spacing:-.4px}
article.post h3{font-size:18px;color:var(--navy);margin:26px 0 8px}
article.post p{margin-bottom:16px}
article.post ul,article.post ol{margin:0 0 16px 24px}
article.post li{margin-bottom:8px}
article.post table{width:100%;border-collapse:collapse;margin:20px 0;font-size:14.5px}
article.post th{background:var(--navy);color:#fff;text-align:left;padding:10px 12px;font-weight:600}
article.post td{border:1px solid var(--line);padding:10px 12px;background:#fff}
article.post tr:nth-child(even) td{background:#f8fafc}
article.post hr{border:none;border-top:1px solid var(--line);margin:30px 0}
article.post em{color:var(--mut)}
article.post blockquote{border-left:4px solid var(--blue);background:#eff6ff;border-radius:0 10px 10px 0;
padding:16px 20px;margin:22px 0;color:var(--txt)}
article.post blockquote p:last-child{margin-bottom:0}
.ctabox{background:var(--navy-soft);color:var(--txt);border:1px solid #DCE3EC;border-radius:14px;
padding:30px;margin:34px 0;text-align:center}
.ctabox h3{color:var(--navy);font-size:21px;margin:0 0 8px}
.ctabox p{color:var(--mut);margin-bottom:18px}
.quizbox{background:#fff;border:1px solid var(--line);border-radius:16px;padding:40px;max-width:640px;margin:30px auto 60px}
.quizbox h2{color:var(--navy);font-size:22px;margin-bottom:20px}
.qopt{display:block;width:100%;text-align:left;background:#f8fafc;border:2px solid var(--line);
border-radius:10px;padding:14px 18px;margin-bottom:12px;font-size:15.5px;cursor:pointer;font-family:inherit}
.qopt:hover{border-color:var(--blue);background:#eff6ff}
.qprog{font-size:13px;color:var(--mut);margin-bottom:14px}
.qresult{border-left:5px solid var(--blue);background:#eff6ff;padding:20px;border-radius:0 10px 10px 0;margin-bottom:16px}
.qresult h3{color:var(--navy);margin-bottom:6px}
.filters{display:flex;gap:10px;flex-wrap:wrap;margin:24px 0}
.fbtn{background:#fff;border:1px solid var(--line);border-radius:24px;padding:8px 18px;font-size:14px;
cursor:pointer;font-family:inherit;font-weight:600;color:var(--txt)}
.fbtn.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.dirtable{width:100%;border-collapse:collapse;font-size:14.5px;background:#fff}
.dirtable th{background:var(--navy);color:#fff;padding:12px;text-align:left}
.dirtable td{border:1px solid var(--line);padding:12px}
.pill{display:inline-block;padding:2px 10px;border-radius:14px;font-size:12px;font-weight:700}
.pill-g{background:#d1fae5;color:var(--green)}.pill-y{background:#fef3c7;color:var(--amber-d)}
.pill-b{background:#dbeafe;color:var(--blue)}
.visit{background:var(--red);color:#fff;padding:7px 14px;border-radius:8px;font-size:13px;font-weight:600;white-space:nowrap}
.visit:hover{background:var(--amber-d);text-decoration:none}
.disclose{font-size:12.5px;color:var(--mut);background:#fffbeb;border:1px solid #fde68a;
border-radius:8px;padding:10px 14px;margin:14px 0}
.deadline{background:var(--red-soft);color:#8B2429;text-align:center;padding:10px;font-size:14px;font-weight:650;border-bottom:1px solid #F1C9CB}
.deadline a{color:#8B2429;text-decoration:underline;font-weight:800}
footer.site{background:var(--navy);color:#94a3b8;padding:54px 0 30px;margin-top:40px;font-size:14px}
footer.site h4{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:1px;margin-bottom:14px}
footer.site ul{list-style:none}
footer.site li{margin-bottom:8px}
footer.site a{color:#cbd5e1}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px;margin-bottom:36px}
@media(max-width:820px){.fgrid{grid-template-columns:1fr 1fr}}
.fbottom{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;font-size:12.5px;line-height:1.7}
/* newsletter — mesmo padrão do site (banda navy tipo hero, card interno, botão âmbar) */
.nl{background:var(--bg);padding:60px 20px}
.nl .wrap{max-width:720px;margin:0 auto;background:#fff;color:var(--txt);border:1px solid var(--line);border-top:4px solid var(--red);border-radius:18px;padding:44px 40px;text-align:center;box-shadow:var(--shadow)}
.nl .ico{font-size:34px;line-height:1;margin-bottom:12px}
.nl h2{font-size:clamp(22px,3.4vw,28px);font-weight:800;letter-spacing:-.5px;margin-bottom:10px;color:var(--navy)}
.nl p.lead{color:var(--mut);font-size:16px;max-width:520px;margin:0 auto 26px}
.nlform{display:flex;gap:10px;max-width:500px;margin:0 auto}
.nlform input{flex:1;min-width:0;padding:15px 16px;border-radius:10px;border:2px solid var(--line);
font-size:15px;font-family:inherit;color:var(--txt);outline:none}
.nlform input:focus{border-color:var(--red)}
.nlform button{background:var(--red);color:#fff;border:none;padding:15px 26px;border-radius:10px;
font-weight:700;font-size:15px;cursor:pointer;font-family:inherit;white-space:nowrap;transition:background .2s}
.nlform button:hover{background:var(--amber-d)}
.nlform button:disabled{opacity:.6;cursor:default}
.nl .fine{font-size:12.5px;color:var(--mut);margin-top:16px}
.nl .fine a{color:var(--navy);text-decoration:underline}
.nl .msg{margin-top:16px;font-weight:600;min-height:22px;font-size:15px}
.nl .msg.ok{color:#6ee7b7}.nl .msg.err{color:#fca5a5}
@media(max-width:560px){.nl .wrap{padding:34px 22px}.nlform{flex-direction:column}.nlform button{width:100%}}